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From the business
Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey Reviews Summary
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
We monitor reviews for authenticity
The experience of getting this loan was fast and easy. I totally will recommend this company to others. The customer service lady was great and helpful. Thanks Moneykey.
I want to thank your organization. So many times you have let me get small withdrawals when I really needed small amounts until my SSI is deposited. Everything keeps going up almost daily. Bless you.
It was easy to see what wax available a d easy to relieve the next day
The I treat rates are terrible. I signed up for this on my own recognizance because I needed some cash a few years ago. I still have the same loan… beware of what you sign up for! I feel shackled to this $#*!ing website, sometimes it makes me think about riding the sewer slide! I wish I had enough means of paying it all off at once, but sadly I don't, thankfully I'm better off than when I took out my initial loan.
Moneykey has helped my family and I when in a pinch several times. The app is easy to use and we have never had an issue with anything. Definitely recommend.
It was fast and easy. Thank you for the help when I need it the most. Paying some bills that I need it to pay and buying food.
I like knowing this isn't one if those "hard credit" outfits that smother you with "CAB" fees that making repayments a bloody nightmare. You can build credit and that's a good thing. My daughter was so pleased she recommended this for me.
I was in need to purchase food for my family after paying my rent and electruc bill. You helped me financially when I needed it. I am truly grateful.
I'm thankful they too a chance on me. Give them a try you never know. I did and sooo thankful for them!
Quick and fast legit loans i know who to talk to if I need help.Hey life happens? Never know? Their awesome 👌
I had an excellent experience with MoneyKey. Their ability to help me obtain a line of credit quickly was truly impressive. The process was simple, efficient, and very straightforward from start to finish.
When you're in a situation where you need access to funds quickly, having a company that responds fast and makes the process easy makes a huge difference. I appreciated how smooth everything was and how quickly I was able to get approved.
I would definitely recommend MoneyKey to anyone who needs fast, reliable access to a line of credit.
Flexible, great terms, and they actually work with you and are just as encouraging to have you pay off what you use and also raise your limits for quick payoffs. As it should be! I have had a positive experience with them and enjoy having the security of having a credit line to draw from anytime I need it.
I received an offer from moneykey when I needed it the most and have used it since. It's good to know I have that fall back when I get in a financial bind.
Excellent customer service. Just wonderful. Kind and patient with me no rush, marvelous people to work with,
I got an email saying that I was approved for $525.00 loan. I was supposed to authorize the transfer which I did not do.
This came just in time and when no else or company was willing to help i am very thankful for the opportunity of help! It was scary at 1st because it seem like a scam and then other companies stared emailing me with deals but money key came thru! So thanks
My home goy hit with electricity a pole knocked out my frige and ac. That bill was high. Got a line of credit fast. My issues are fixed.
Thank you so much. À big help. Im so grateful. Looking forward to start making payments soon.
Super simple and fast, I was almost about to be evicted and this saved me
I had a great experience that were fast and easy. I recommend to everybody. If you need it. They will lend it
Terrible rip off company. Will bleed you for your money with hardly any money going toward your balance
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- SmartCustomer’s sole mission is to increase online transparency for buyers and businesses
- SmartCustomer has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members
Hello Matthew,
We’re sorry to hear that you feel this way.
We value your feedback as we’re always looking to improve how we disclose information to ensure that all details about cost of borrowing are available upfront to help consumers make informed decisions.
To help us address your specific concerns, please email us at [email protected]. Our team is here to help. Thank you.