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MoneyKeyReviews 1,208

4.6

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From the business

Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.


moneykey.com
Wilmington, DE, United States
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MoneyKey Reviews Summary

MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.

This summary is generated by AI, based on text from customer reviews

service
20
shipping
7
returns
7
This company responds to reviews on average within 13 days

We monitor reviews for authenticity

Ohio
1 review
0 helpful votes
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Great backup
March 12, 2026

I received an offer from moneykey when I needed it the most and have used it since. It's good to know I have that fall back when I get in a financial bind.

Date of experience: March 1, 2026
1 review
0 helpful votes
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Absolutely great
March 8, 2026

Excellent customer service. Just wonderful. Kind and patient with me no rush, marvelous people to work with,

Date of experience: February 23, 2026
Texas
1 review
0 helpful votes
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Did not authorize the transfer.
March 6, 2026

I got an email saying that I was approved for $525.00 loan. I was supposed to authorize the transfer which I did not do.

Date of experience: February 24, 2026
Indiana
1 review
0 helpful votes
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Just in time! Thasnks
March 2, 2026

This came just in time and when no else or company was willing to help i am very thankful for the opportunity of help! It was scary at 1st because it seem like a scam and then other companies stared emailing me with deals but money key came thru! So thanks

Date of experience: February 20, 2026
Texas
1 review
0 helpful votes
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Electric Surge
March 1, 2026

My home goy hit with electricity a pole knocked out my frige and ac. That bill was high. Got a line of credit fast. My issues are fixed.

Date of experience: February 18, 2026
Virginia
1 review
0 helpful votes
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Moneykey a God sent.
February 28, 2026

Thank you so much. À big help. Im so grateful. Looking forward to start making payments soon.

Date of experience: February 18, 2026
Texas
1 review
0 helpful votes
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Perfect timing
February 28, 2026

Super simple and fast, I was almost about to be evicted and this saved me

Date of experience: February 17, 2026
California
1 review
0 helpful votes
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I had a great experience that were fast and easy. I recommend to everybody. If you need it. They will lend it

Date of experience: February 17, 2026
Illinois
1 review
0 helpful votes
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Do not use this company
February 22, 2026

Terrible rip off company. Will bleed you for your money with hardly any money going toward your balance

Date of experience: February 12, 2026
Florida
1 review
0 helpful votes
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Personal Loan
February 22, 2026

It Was a simple process to obtain the loan and make the payments. I would recommend.

Date of experience: February 12, 2026
Texas
1 review
0 helpful votes
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Great financial aid
February 21, 2026

This is a great service for anyone who needs finances short or long term. A great way to get funds, in an emergency

Date of experience: February 10, 2026
Florida
1 review
0 helpful votes
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Appreciate
February 20, 2026

I had a great experience, it was fast and easy. I got approved tight sway and funding was in my bank account on next business day which was Monday at end of bank day.

Date of experience: February 8, 2026
Ohio
1 review
0 helpful votes
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Money when Needed
February 19, 2026

From getting approved to receiving portions of the approved amount there have been no delays or glitches. Thank you for getting me through my money crunch with no glitches!

Date of experience: February 9, 2026
Michigan
1 review
0 helpful votes
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Great service
February 16, 2026

Applied quick and easy. I've had the account for almost 2 years. Great line of credit when you need it

Date of experience: February 6, 2026
New Jersey
1 review
0 helpful votes
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Smooth transaction
February 13, 2026

Once u filled out the application and requirements need the rest is very straightforward

Date of experience: February 3, 2026
Florida
1 review
0 helpful votes
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Not sure truthfully lending company
February 11, 2026

They lied about the interests rates.The way they over charge you, you will never finishing paying them.Do not borrow money from this company.

Date of experience: February 1, 2026
Management T. MoneyKey Rep
4 weeks ago

Hello,
Thank you for taking the time to leave a review. Please note that at MoneyKey, transparency is important to us. Details about cost of borrowing can be found in disclosures provided during the application process.
We’re always looking to improve how we disclose information to ensure that all details about cost of borrowing are available upfront to help consumers make informed decisions.
If you have any specific concerns that we can help with, please email us at [email protected]. Thank you.

Virginia
1 review
0 helpful votes
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HELP WHEN NEEDED
February 9, 2026

Money Key was there when no one else would help. I would recommend them to try and get yourself back on track. Very easy to navigate.

Date of experience: January 29, 2026
Oklahoma
1 review
0 helpful votes
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Great Experience!
February 8, 2026

I had a Great Experience when applying for a loan. The reps were very helpful.

Date of experience: January 29, 2026
California
1 review
0 helpful votes
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The App is quick easy and secure!
February 7, 2026

The day after my application was successful, I called the customer service desk. The receptionist who answered was very patient and polite. She answered all my questions and dispelled my doubts about trusting your company. I don't know her name, but she was indeed a wonderful receptionist.

Date of experience: January 27, 2026
Texas
1 review
0 helpful votes
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Smooth sailing so far
February 7, 2026

I've just recently began my line of credit with Moneykey. So far, no issues. It's been easy to use, request money and pay on the balance.

Date of experience: January 28, 2026